This is a student loan strategy session.

You’ll receive:
✔ Review of your student loan and debt situation
✔ Strategy on repayment, forgiveness, settlement, or discharge (including DOJ bankruptcy rules)
✔ A clear plan for next steps

If your case is complex, including document or account analysis, additional services may be available and can be discussed during your consultation.

One-on-one with Attorney Anthony J. Perano, 35+ years in bankruptcy and federal student loan law.
Licensed in NY; admitted to EDNY, SDNY, and S.D. Texas federal courts.

Scope & Limits
This session provides educational information and federal law strategy only. It does not include legal representation or case acceptance.

Important
This is a paid, time-based consultation. No outcome is guaranteed.

Consultations canceled within 48 hours are non-refundable. Cancellations outside the 48 hours may be reduced by processing and administrative charges.